MICR & IFSC Codes

About Us

Welcome to micr.in, your reliable and user-friendly platform for searching IFSC (Indian Financial System Code) and MICR (Magnetic Ink Character Recognition) codes. Our mission is to simplify the banking experience for users across India by providing quick access to accurate and up-to-date bank branch information.

We understand how important it is to have the correct IFSC and MICR codes for seamless financial transactions—whether you’re making online transfers, processing cheques, or setting up regular payments. At micr.in, we curate a comprehensive database of bank branches across the country, ensuring you have the essential details right at your fingertips.

What sets us apart is our commitment to accuracy and convenience. We strive to keep our records current by constantly updating our data with verified information from trusted sources. Our platform is designed to be intuitive and responsive, so you can find what you need quickly, without any hassle.

Beyond just codes, we are dedicated to empowering you with the knowledge you need to make informed decisions in your banking journey. We believe in transparency, trust, and excellent user experience, and these principles guide everything we do.

Thank you for choosing micr.in as your go-to destination for IFSC and MICR code searches. We’re here to help make your financial transactions smoother, faster, and safer. If you have any questions, feedback, or suggestions, we’d love to hear from you!

Frequently Asked Questions (FAQ)

IFSC (Indian Financial System Code) is an 11-digit alphanumeric code used to uniquely identify each bank branch in India for electronic transactions. This code is essential for transferring funds via NEFT, RTGS, or IMPS.

MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for processing cheques. Banks and other financial institutions use this code to quickly and accurately verify cheques, ensuring secure and efficient clearance. While MICR and IFSC codes are both unique to a particular branch, they serve different functions—MICR for offline cheque processing and IFSC for online fund transfers.

No.
  • IFSC is used for electronic fund transfers (NEFT, RTGS, IMPS).
  • MICR is used for cheque processing.
Even though they both uniquely identify the same bank branch, they are separate codes with distinct formats and purposes.

  • Check your chequebook or passbook: Most banks print the IFSC code on these documents..
  • Use our website: Enter your bank name, branch, or city in the search bar. We’ll display the matching branches along with their IFSC codes.
  • Contact your bank:If you’re still unsure, reach out to your bank’s customer service for verification.

  • Cheque leaf: Look near the cheque number; the 9-digit MICR code is usually printed there.
  • Our website: Similar to IFSC, you can search by bank name or location to find the relevant MICR code.
  • Bank inquiry:If you need confirmation, your bank’s branch office or customer care can provide the MICR code.

Our database is comprehensive, but if you don’t see your branch, it might be newly opened or not yet updated. Feel free to contact us with details. We’ll verify and update our records as soon as possible.

Yes, although changes are not very frequent. In cases of bank mergers, branch relocations, or reorganizations, the IFSC or MICR codes may be updated. Always confirm with your bank or check our site for the most recent codes.

  • Wrong IFSC Code: Electronic transactions like NEFT, RTGS, or IMPS may fail or get credited to the wrong branch (in rare cases). You may need to request a refund or re-initiated transaction.
  • rong MICR Code: Cheque clearance might be delayed or rejected.
Always double-check the code to avoid any inconvenience or financial loss.

Yes, IFSC and MICR codes are branch-specific identifiers and do not expose any personal account information. Sharing these codes is generally safe, as they are not linked to your personal bank account number or other sensitive data.

We strive to keep our data accurate and up-to-date by regularly sourcing information from banks and official listings. However, if you notice any discrepancies, please let us know so we can correct them promptly.

No. Our service is free to use. You can search IFSC and MICR codes without any hidden charges or subscription fees.

  • NEFT (National Electronic Funds Transfer):A nationwide payment system that allows one-to-one transfers from any bank branch to another.
  • RTGS (Real Time Gross Settlement): High-value transfers processed in real-time (especially useful for larger amounts).
  • IMPS (Immediate Payment Service): An instant interbank electronic fund transfer system, available 24x7, including weekends and bank holidays.

We gather data from reputable sources, but you can always cross-check by:
  1. Visiting your bank’s official website.
  2. Checking your chequebook or passbook.
  3. Calling your bank’s customer support for confirmation.

If you discover any mistakes or would like to suggest improvements, please contact us. We appreciate user feedback to help us maintain an accurate and reliable database.
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